Bridge Loans

Close fast. Keep momentum.

Perfect For:

Quick Highlights:

Key Features

What makes our Bridge loans the smart choice

Lightning-Fast Closings

Close in as little as 5-7 days, compared to 30-45+ days with conventional lenders.

Minimal Documentation

Streamlined underwriting focused on the property value rather than extensive personal documentation.

Interest-Only Payments

Lower monthly payments during the bridge period to maximize your cash flow.

Flexible Terms

Customizable loan durations from 3 to 24 months to match your specific needs.

Nationwide Lending

Available for properties throughout all 50 states, with expertise in major markets.

Multiple Exit Options

Flexibility to refinance, sell, or extend as your situation evolves.

Common Use Cases

When a bridge loan is your best financing option

Auction Purchases

Secure the capital needed to purchase properties at auction where funding deadlines are tight and conventional financing isn't an option.

1031 Exchange Timing Gaps

Bridge the timing gap in a 1031 exchange when your replacement property must be purchased before your relinquished property closes.

Opportunity Discounts

Take advantage of seller discounts offered for quick closings when conventional financing timelines would cause you to miss the opportunity.

Conventional Loan Delays

Close on your property now while waiting for conventional financing to be approved and funded, especially important in competitive markets.

Property Stabilization

Finance a property that doesn't yet qualify for permanent financing due to vacancy issues, needed repairs, or insufficient operating history.

Capital Raising

Quickly unlock equity in an existing property to fund other investment opportunities without waiting for a cash-out refinance.

Eligibility Criteria

What you need to qualify for our Bridge loans

 

Borrower Requirements

Minimum credit score of 650 preferred but exceptions can be made for strong deals. Experience in real estate or business is beneficial but not always required.

Property Types

Residential (1-4 units), multifamily, commercial, mixed-use, and special-purpose properties. Both owner-occupied and investment properties considered.

Equity Position

Generally requires 25-30% equity position (70-75% LTV). Higher LTVs possible for exceptional properties with strong exit strategies.

Clear Exit Strategy

Well-defined plan for repayment, whether through refinance, sale, or other means. The strength of your exit strategy is a key factor in loan approval.

Financial Documentation

Basic financial information, property details, and exit strategy documentation. Less paperwork than conventional loans, with focus on the deal structure.

Application Process

How to secure your Bridge loan quickly

1

Initial Inquiry

Contact us with basic details about your funding needs and the property you want to finance.

2

Term Sheet

Receive a preliminary term sheet outlining rates, terms, and conditions, typically within 24 hours.

3

Documentation

Submit required property information and minimal personal documentation for underwriting.

4

Final Approval

Get final loan approval after property valuation and underwriting review is complete.

5

Closing

Sign documents and receive funding, with the entire process completed in as little as 5-7 days.

Need Funding Fast?

Don’t miss out on your next opportunity because of timing constraints.
Our bridge loans provide the quick capital you need with minimal hassle.