At 411 Capital Lender, we’re passionate about helping businesses reach new heights through smart, strategic financing. Our Small Business Loans provide the capital you need to expand operations, purchase equipment, manage cash flow, or seize growth opportunities.
We understand that traditional banks often can’t move at the speed of business. That’s why we’ve developed streamlined funding solutions with faster approvals, minimal documentation, and flexible terms tailored to your specific business needs.
Tailored solutions for your specific business needs
Short-term financing to cover operational expenses, manage cash flow gaps, or capitalize on time-sensitive opportunities.
Fund the purchase of new or used equipment to increase productivity, replace outdated machinery, or expand operations.
Longer-term financing to support substantial growth initiatives like opening new locations, entering new markets, or scaling operations.
Capital specifically for purchasing inventory, whether to prepare for seasonal demand, take advantage of bulk discounts, or expand your product offerings.
What makes our Small Business Loans different
Get decisions in as little as 48 hours with minimal documentation requirements compared to traditional banks.
We look beyond just credit scores, considering your business's overall health, cash flow, and growth potential.
Repayment schedules designed to align with your business's cash flow patterns and revenue cycles.
Work directly with a dedicated financial advisor who understands your industry and business model.
We provide insights and resources to help you maximize the impact of your financing on business growth.
Streamlined application process with minimal paperwork compared to traditional bank financing.
What you need to qualify for our Small Business Loans
Minimum 1 year in business with proven revenue history. Businesses in most industries are eligible, with certain exceptions.
Minimum annual revenue of $250,000. Positive cash flow and ability to service the proposed debt based on your business financials.
Preferred minimum credit score of 650 for primary business owner(s), though exceptions can be made based on strong business performance.
Last 3 months of business bank statements, basic financial statements (P&L and balance sheet), and tax returns for the most recent year.
Requirements vary by loan type and amount. Some financing options are available without specific collateral requirements.
How to secure your Rental Property financing
Speak with our business financing specialists about your needs and goals.
Complete our streamlined application and submit basic business documentation.
Our team reviews your business financials and proposes customized loan options.
Receive your loan approval with detailed terms, typically within 2-3 business days.
Sign your loan documents and receive funds, often within 7-14 days from initial application.
Contact us today to discuss your financing needs and discover how 411 Capital Lender can help you achieve your business goals with tailored funding solutions.
We’re a direct private lending firm providing fast, reliable financing solutions for real estate investors and developers nationwide.
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