Fix & Flip Loans

Fast cash for property rehabilitation and resale

Turn Investment Properties into Profit

Our Fix & Flip loans provide real estate investors with the capital needed to purchase distressed properties, complete renovations, and sell for profit. Whether you’re an experienced investor or just getting started in the fix and flip business, we offer competitive terms and fast funding to help you capitalize on market opportunities.

With flexible loan structures and quick approval processes, you can act fast when lucrative opportunities arise. Our loans cover both the acquisition and renovation costs, allowing you to focus on maximizing your property’s value and return on investment.

Key Features

What makes our Fix & Flip loans stand out

Fast Approval

Get approved in as little as 24-48 hours, allowing you to move quickly on hot investment opportunities.

Renovation Financing

Includes funds for property improvements, with flexible draw schedules based on renovation progress.

Competitive Rates

Interest rates starting at 7.99%, with terms tailored to match your project timeline.

Interest-Only Payments

Minimize monthly payments during renovation with interest-only payment options.

Simple Documentation

Streamlined paperwork requirements focused on the property value and exit strategy.

No Prepayment Penalties

Pay off your loan early without additional fees when you sell the property.

Eligibility Criteria

What you need to qualify for our Fix & Flip loans

Borrower Requirements

Minimum credit score of 620, with exceptions considered for strong deals. Previous real estate investment experience is preferred but not required for all situations.

Property Types

Single-family homes, multi-family properties (2-4 units), condos, and townhouses. Properties must be non-owner occupied and intended for investment purposes.

Location Requirements

Properties in urban and suburban areas with strong real estate markets. We lend in all 50 states, with special expertise in high-growth regions.

Documentation Required

Purchase contract, renovation budget/scope of work, exit strategy, and basic personal financial information. Entity documentation if purchasing through an LLC or corporation.

Exit Strategy

Clear plan for property resale, with reasonable timeframe and profit projections based on local market conditions and comparable sales.

Application Process

How to secure your Fix & Flip financing

1

Initial Application

Complete our online application with basic details about yourself and the property you plan to purchase.

2

Project Review

Our team evaluates your deal, including property value, renovation plans, and your exit strategy.

3

Approval & Terms

Receive your loan approval with detailed terms, typically within 24-48 hours after submitting complete information.

4

Closing

Sign your loan documents and receive funding, often within 7-10 days from initial application.

5

Renovation Draws

Access your renovation funds through scheduled draws as your project progresses to completion.

Ready to Get Started?

Apply today and get your Fix & Flip project funded quickly. Our team of experienced lending specialists is ready to help you maximize your investment returns.